Loan Requirements

Leverage your capital to stay flexible in today’s market.

No Appraisal.  No Minimum Credit Score.  No Hidden Fees.

CG Lending streamlines the lending process by routinely providing loans within one week of the application process.  Our basic loan requirements are listed below:

  • Property Type: Residential, non-owner occupied 1-4 family residential investment properties.

  • Required Documents: Completed loan application, clear and marketable title, purchase agreement, & mortgage.

  • Lien Search: Updated title commitment and municipal lien/permit search

  • BPO: Broker Price Opinion

  • Home Inspection: A walk through inspection by our one of our local experts.

  • Lien Position: First mortgage only.

  • Standard Terms: 6–18 months

  • Rehab Funds: We lend 85% of the purchase price, up to 75% of the After Repair Value.

  • Points: Paid at closing.

  • Closing Costs: Paid at closing.

  • Guarantee: Personal guarantee required.

Questions?

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